Port St. Lucie Ranked Best City in Florida

Florida Exclusive New Community

Florida Exclusive New Community

Florida Exclusive New Community



Build your new custom luxury home or buy a ready home now!

4 BR, 3.5 BA, 3 Car Garage, pool, spa, media room, den, wine cellar and much more!!!

Contact us (772) 224-1634 or communityinfo@comcast.net

For Your Unrealistic Sellers…

For Your Unrealistic Sellers…

CASCADES PORT ST. LUCIE 55+ Community

CASCADES PORT ST. LUCIE

55+ Resort Lifestyle Retirement Communiy



Cascades 55+ Port St. Lucie community offers the residents a 9-hole golf
course, Tennis courts/Shuffleboard, 10 lighted Har-Tru Tennis Courts,
26,000 sq.ft. Socially Active Clubhouse, Sparkling heater
swimming outdoor pool & spa, State of the art-fitness center, Ladies
& Men Sauna, Grande multi-purpose ballroom, Basic Cable TV package
included, Alarm monitoring system included, 24/7 Controlled manned
access entry system, Media room/Library, Game rooms year round, Planned
year round activities, Yoga classes, Water aerobics, Bridge class,
Bocce, scrabble, Computer center/Free high speed internet/class, Music
& performing arts club, Art and crafts, Ballroom dancing, Full
calendar of social events, Pets lovingly welcomed, Community themed 
party, Friendly On-site management, Chauffeured transportation for
scheduled activities, Central location to St. Lucie West shops and
Tradition Square, restaurants and top healthcare services, Travel clubs,
Mah jongg, Canasta,  Book club, Poker night, Bowling, Bridge club,
Billiards room, Bingo and all activities included in your Quartely HOA
fees, plus onsite property management and services!




Who to Contact for more information about Cascades St Lucie West? 

Contact Cascades St Lucie West Community Real Estate Specialists Millie and Carlos Gil  for a Complimentary Tour of your dream home: communityinfo@comcast.net or (772) 224-1634.  Your best investment opportunity is at the Cascades community! Homes Short Sales, Foreclosures and Rentals available.  Single family homes priced as low as $147,500

Having the right real estate agent at Cascades St Lucie West means
having an agent who is committed to helping you buy, sell or rent  your
home with the highest level of expertise in your local market. This
commitment level has helped Bold Real Estate Group build a remarkable
track record of delivering results.

I've posted a new listing!

I've posted a new listing!

Credit Myths You Need to Know Before Buying Your Port St. Lucie Home

Credit Myths You Need to Know Before Buying Your Port St. Lucie Home

If you have good credit and think you won't have any problem buying a Port St. Lucie Home in Florida, you might need to think again.  Most people with good credit have many common misconceptions about their credit and how it could affect their likelihood of being approved for buying a Florida home.  When in fact, having good credit, even extremely good credit, doesn't necessarily mean you are a good risk in the eyes of a mortgage lender.  Keep reading to learn some of the most common credit myths that could cost you thousands of dollars over the life of your mortgage loan.

1.  Do you have a large amount of cash?  Do you have a fairly high income?  Do you have some reasonable equity in your home?  If you answered yes to those questions, you probably think your FICO score is not a factor.  That is false.  The fact is that your credit score is what determines whether or not you will be approved for a home loan.  It  will also determine what the interest rate will be for that loan.  There are only two exceptions to that rule.  If you pay cash or if you put down a great deal of money on the home.  

2.  Are you debt free?  Do you pay all of your bills on time?  If you answered yes to those questions, you probably think you have what is considered good credit.  That is false.  Lenders look at your credit differently than you do.  A lender will look at your FICO score to see how well you manage your debt and your credit.  The lender will look to see if you're at your limit on your credit cards, and if you are, but you continue to apply for more credit, a lender will consider that credit abuse.

However, if you have credit, but don't carry any credit balances on the credit you have, that doesn't mean you have good credit in the eyes of the lenders.  You may find this hard to believe, but you will get a higher FICO score if each month you carry a balance of 30% of your credit limit and you continually make your payments on time.  This is where most people are completely baffled, because common sense, in most people, would tell them that no debt is a good thing, when in reality it's not.  Go figure!

3.  Have you experienced a short sale or a foreclosure in the past?  Many people believe that if they've had a short sale or a foreclosure in the past, they can't qualify for another home.  That is false.  Remember what we've been talking about?  Your credit score is the number one factor in determining whether or not you will be approved for a loan.  So even though the short sale or foreclosure will stay on your Experian and Transunion credit reports for seven to ten years, that doesn't mean you can't work on improving your credit score enough to buy another home sooner rather than later.  

In order to achieve this, you will need to start paying your bills on time.  It will also require that you have a reasonable amount of money to put down on your new home.  And if you had any extenuating circumstances that caused your short sale or foreclosure to occur in the first place, that should be explained.  This alone could help lead to a more likely approval and quite possibly a lower interest rate.  

The bottom line is to save your money and use your credit accordingly.  Take all of these credit tips we've given you to get the most desirable loan you can.  Your best bet is to talk with a Florida realtor about buying a new home.

A Florida realtor has plenty of experience in dealing with Florida mortgage lenders.  A realtor will assist you in making the necessary corrections that could lead to a mortgage approval and quite possibly the lowest interest rate available for your new home.  Asking  a Florida realtor for assistance could ultimately save you thousands of dollars over the course of your loan.  And who doesn't like to save money?  Exactly!

Having the right real estate agent means having an agent who is committed to helping you buy your new home with the highest level of expertise in your local market. This commitment level has helped Bold Real Estate Group build a remarkable track record of delivering results.

Are you tired of scouring the newspaper and MLS listing sites looking for homes in Florida? Sit back, relax and let Bold Real Estate Group and our team of professional Realtors do the work for you! Just visit our website and check off the properties you’re looking for www.BoldRealEstateGroup.com, is FREE and there’s no obligation! or send us an email communityinfo@comcast.net 

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About the Author:  Carlos J. Gil has been a successful Licensed Real Estate agent in Florida. Carlos is President of Bold Real Estate Group, a boutique agency committed to concierge personalized service for discerning buyers, sellers and renters of residential and commercial properties. Bold Real Estate Group is a licensed Real Estate Broker company in Florida, proud member of The National Association of REALTORS® (NAR), which represents over 1,200,000 REALTORS® in the United States, member of the Who’s Who in International Real Estate and The International Consortium of Real Estate Association, which represents over 2,300 Real Estate Professionals throughout the World.  Bold Real Estate Group is your resource center in Florida for buying, selling and renting services of residential and commercial properties.